What is international health insurance?
This is a policy that you can purchase from specialist providers that will cover the costs of healthcare while you are living abroad. When you are making plans to move abroad you need to remember that not all countries offer free healthcare and you cannot simply walk into the nearest hospital and expect to be treated for free. Expat health insurance can cover the cost of care for both individuals and families including appointments with GPs, outpatient treatment, inpatient treatment, maternity care, dental and many others. The cost of healthcare in many countries is very high, and even a visit to a GP could cost a great deal of money.
If you choose not to have the health insurance then you have to pay the costs yourself and that means trying to find money to pay a bill when you should be concentrating on getting better. With expat health insurance for individuals and families, that bill is taken care of by somebody else.
It does not matter which country you are moving to either. Medical insurance experts such as Asia Health can offer you a policy that will meet the requirements of you and your family. As one of the leading names in expat health insurance, we deal with all the top providers and our team of experts will work out which is the best policy for you.
In some countries the standard of healthcare varies. There may be free healthcare options available to you but sometimes these do not have the best facilities or the most experienced medical staff. It may be that you want to ensure that you can go to a specific medical facility. This is something that you need to be sure that your advisor at Asia Health knows. There are policies that will restrict where you can go for medical assistance so if you have a preference we need to be aware of it in advance so that this can be taken into consideration when planning your policy.
Medical services in other countries are developing much more in-line with western countries such as the UK and the USA, but there are still some areas where you may not find a hospital that has the latest equipment. Some Middle and Far-Eastern countries have medical staff that has been trained in the west so they speak good English, but again, this will not apply to all medical facilities. Before you move, do a little research on the facilities that are going to be available close to where you work and live.
A family health insurance policy
Some workers are able to take advantage of a healthcare insurance policy offered by their employer but sometimes these policies have restrictions so that they do not cover families too. If you believe you do have insurance with your employer then it is very important that you check the details so that you can make sure that you have adequate cover in place for everyone when you arrive. If your policy does not cover your family then you will have to make your own arrangements for their healthcare.
For families it could mean that you are planning to add to your family so you will need to have maternity cover in place. This type of cover can be included in a general policy but may have many more restrictions in place than you expect, so if you are planning to add to your family it is a good idea to arrange a separate policy that will give you cover right from the first check-up at the doctor to the day you take your new addition home. Asia Health can find you the right maternity policy for your needs and the area that you live in.
Individual health insurance policies
If you only have yourself to take care of then it is very easy to arrange a policy. A member of our team will take all your details and match your requirements to a policy from one of the leading insurance providers.
The experts at Asia Health have many years of experience in arranging the right insurance policy for the client. We see you as an individual instead of taking a ‘one size fits all’ approach. If you have specific requirements we are happy to help you to find a solution. Why not call us today to find out more about our services and see how we can help you? Getting a quote for your policy takes only a few minutes and it could make all the difference to your lifestyle when you arrive at your new home.