Thailand Expat Health Insurance
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Asia Health helped me and my wife find a maternity plan which covered all maternity and birth delivery costs for our first child in an international hospital in Bangkok.
John MorganBritish Expat in Thailand
Health Insurance for Expats in Thailand
Why Expats in Thailand Need Reliable Medical Cover
Thailand really is a dream destination to live. The Kingdom is known as the ‘Land of Smiles’, and with its breathtaking tropical islands, stunning coastlines and beaches, laidback attitudes and charming local hospitality, it is no wonder why Thailand is such a popular place for foreign expats and retirees.
It is believed that over 1.8 million foreigners reside in Thailand as expatriates and retirees, and even though visa requirements have tightened over the past few years for expats, it’s still one of the most popular and attractive places in the world to live.
However, one important issue that sometimes gets ushered to the bottom of the pile is expat health insurance. Let us show you why it is essential that you obtain a reliable medical insurance plan in Thailand, and how it can save you thousands of dollars in the long-term, and possibly your life.
Why do Foreign Expats in Thailand Need Health Insurance?
Along with Thailand’s mesmerizing tropical environment comes tropical fevers and diseases. Thailand routinely has problems with dengue fever, malaria, rabies, Japanese Encephalitis and other illnesses that would need immediate medical attention and could be catastrophic if not nipped in the bud. When you couple this together with Thailand’s reputation for its lack of road safety, it becomes ultra-important that you have a solid health insurance plan that covers both medical emergencies and accidents.
Over the past 12-months, the Thai government has hinted that it could go as far as making health insurance compulsory for all foreigners in Thailand, and especially for retirees, so it only makes sense to ensure you are covered right away.
Thailand Health Industry and Medical Facilities
A question we are routinely asked is about the standard of the Thai health industry and the quality of its medical facilities.
Did you know that Thailand is home to a vast choice of high-end international medical facilities and hospitals that are 5-star in every way? The Thai medical scene is one of the most modern in South East Asia. If you are residing in one of Thailand’s larger cities and tourist destinations that enjoy a high influx of foreign visitors such as in Bangkok, Pattaya, Phuket, Chiang Mai, and Koh Samui, international hospitals are plentiful.
5-star hotels in Bangkok such as the prestigious Bumrungrad International Hospital have atmospheres that are similar to 5-star hotels, while the Bangkok Chain of medical facilities can be found in most major Thai destinations and offers the ultimate in international medical services. However, if you do not have medical insurance they can cost you a small fortune.
What happens if you are caught short without health insurance in Thailand?
Did you know there are some harrowing stories in regards to foreign expats without medical insurance who got caught up in accidents or needed urgent medical procedures? These stories usually resulted in medical fees that ran into thousands of dollars? It’s a very familiar tale and happens all the time.
If you have an accident and are unconscious, the emergency services almost certainly take all foreigners to the nation’s top international hospitals and medical facilities. Although that might sound great, which it is in regards to quality treatments, top-notch medical procedures, and for recovering, if you are not insured it can be quite costly.
If you are involved in an accident or need quick medical attention and you do not have health insurance, you might be taken to the local Thai hospitals, and although they do their best, the standards and services are subpar when compared to the international hospitals. Not having medical insurance in Thailand is a lose-lose loophole you need to quickly rectify.
The Benefits of Health Insurance Coverage in Thailand
Protecting yourself from potentially massive and unforeseen medical bills that can arise from an accident or an emergency are enough reasons to ensure you get protected today.
What would you do or who would you call if you suddenly needed medical treatment in Thailand? If you had a quality health insurance plan, expert help is usually available at any time of the day and night, always ready to ensure you are sent to the closest and best international hospital in the vicinity. Having a helping hand just a phone call away with people that have your best interests at heart ensures you will receive the best medical attention and you will not have any unforeseen bills that could run into thousands, if not tens of thousands of dollars.
IMPORTANT: It is essential that you have health insurance in Thailand that includes both emergencies and accidents, so you have all angles covered and can rest easy.
Customize Your Thailand Health Insurance Plan
Customize your health insurance plan so that have access to all the major international hospitals, and even emergency and routine dental care if you need it. Packages are also available for those with chronic illnesses and conditions or even retirees who sometimes struggle to obtain insurance because of their age.
You can customize your plan to include diagnostic tests, blood tests, scans and even cover your prescriptions and medication. In this day and age, the options are endless. We live in a world of choice, and that is exactly what the modern expat of today can receive. What do you need from your insurance plan? What suits your requirements and budget? You decide!
Are you thinking of becoming an expat in Thailand and want to make the right choices before you get here? Are you an expat that currently lives in Thailand that needs to get your medical insurance issues in check? Ensuring you are fully covered should be at the top of your ‘to do’ list.
Although Thailand is one of the most popular places in the world to live and retire, the smiles can turn to grimaces in rapid fashion if you lose thousands of dollars because you failed to get decided to put off your health insurance needs for another day. Get covered today.